New Jersey Boat/Watercraft insurance coverage

Request a Quote

Boat/watercraft insurance coverage

Boat/Watercraft Insurance

Nothing beats enjoying the cool breeze of the wind while on your boat. If you own a boat in New Jersey, don't limit yourself from exploring the waterways. Visit us at All Atlantic Insurance Agency to get insurance for your boat.

Boat/watercraft insurance has the following basic coverage options:

Comprehensive coverage

Your boat can be vandalized, stolen, or damaged by an accident. This coverage will provide indemnification if needed. However, this coverage doesn't protect against damage caused by a collision.

Collision damage coverage

It pays for the cost of repairing or replacing your boat if it is damaged by a collision. Clean-up of wreckage can be added in this coverage.

Property damage liability

If you damage property belonging to someone else, this coverage pays for the damage. It may be a dock, other structures, or a boat.

Bodily injury liability

This coverage pays for bodily injury you might cause to a third party as you use your boat. It meets medical bills and compensation.

Emergency boat services

This coverage reimburses you if you call for towing services to help you when you have a mechanical problem while in water.

The number of coverage options can vary. Additional coverage can include legal liability, oil spills, medical payments, uninsured and underinsured, and much more.

Do I need insurance if I don't use my boat?

Many people who don't use their boats ask this question. The answer is yes. Even when not in use, your boat still faces risks of being stolen or damaged. Besides, you can be tempted and go for impulse ride. This makes it important to have a boat/watercraft insurance policy in place.

Every state has a minimum requirement for boat/watercraft insurance. Creditors who fund you to buy a boat will require you to have an insurance policy in place. If you are in New Jersey and need boat/watercraft insurance, call or visit us at All Atlantic Insurance Agency. Our highly qualified agents will help you get a policy tailored to meet your needs.

Start Carrier

  • American Modern
  • Bristol West
  • Burns and Wilcox
  • Encompass
  • Foremost
  • BTIS
  • Liberty Mutual
  • Mercury
  • Metlife
  • Plymouth Rock
  • Swyfft
  • Tapco Underwriters
  • Travelers